BNP Paribas Looking for Senior Credit Analyst, Consumer Products at Montréal, QC Full Time

In a changing world, unprecedented challenges require unmatched talent. Join one of Montreal’s Top Employers in 2022. We are a dynamic and growing organization having its main establishment located in downtown Montreal and part of a leading international banking institution fully committed to building a more sustainable future. Note that the position may be in the Canadian Branch of BNP Paribas or in one of its subsidiaries based in Montreal.

The position at a glance

Corporate Credit Management (“CCM”) is a transversal Team in support of the approximately 800 Corporate Clients of the North American platform. The CCM Team works to ensure coverage, monitoring & execution of all counterparty risk requests for the Corporate platform. Three functional pillars exist in the Team including:

In detail

As Senior Credit Analyst on the Corporate Credit Team, the successful candidate will be responsible for the credit management of assigned corporate clients and for working on new client deals along with other colleagues on the Team (Analyst to Director). Core tasks and responsibilities include (among others):

• Managing and monitoring the credit quality of a portfolio of assigned Consumer Products Corporate Clients, including periodic review of borrowers’ financial statements, covenant compliance reports, press releases and news articles, rating agency and equity analyst reports, industry trends, etc.
• Directly managing portfolio will consist primarily of IG and sub-IG Consumer Products groups, both leveraged and non-leveraged. Sound modelling skills are required
• Actively participate in deal teams with Sector Coverage Bankers and related product groups to drive the credit process for new origination activity for prospects, new clients and existing relationships
• Perform credit analysis and prepare credit memoranda for assigned corporate clients including new transactions, annual reviews, renewals, amendments, waiver requests and financial updates
• Evaluate clients/transactions for risk-related changes
• Strong interaction with the Risk department, Bankers (i.e. Coverage) and Product Teams (among others, FX, IRD, Commodity, Global Trade Solutions, Loan Capital Markets, and Leveraged Finance Teams) including leading the credit process amongst the various stakeholders to ensure an in-depth and thorough credit assessment as well as an efficient and smooth turnaround of transactions
• Be a team player supporting and working with other team members, bringing value and contributing to the success of the team
• Maintain reporting related to the assigned portfolio including among other things exposure tracking, regulatory related requirements, and other general reports for internal/external uses
• Interact with other bank branches to coordinate on client strategy and interact with internal and external auditors during loan examinations
• Interact with Attend bank meetings and/or client calls with the Bankers

The strengths and skills that will help you succeed

• Degree in Finance or Accounting or Master in Finance and/or MBA

• Good knowledge of financial statement analysis and fundamental corporate credit analysis skillset

• Knowledge of general banking products and banking practices including an understanding of loan structures, terms, credit agreements and projection modeling skills

• Advanced projection modeling skills

• Highly organized, motivated and hard working with strong business writing and verbal skills

• Ability to confidently operate independently and to constructively interact with more senior stakeholders

• Excellent business writing skills

• Proficiency in Word and Excel

• Minimum of 6 years of prior experience in corporate banking (preferably in corporate credit management) and/or at rating agencies covering Corporate Clients

• Knowledge of the English language is required

What’s in it for you

In addition to competitive compensation, we offer flexible benefits including a family and spouse insurance program, a defined contribution pension plan and paid days for volunteering. Hybrid work arrangements, such as remote working up to 50% and flexible working hours are available for most positions. BNP Paribas provides excellent training and personal development programs, as well as opportunities for career development within the company and internationally.

To find out more about our range of benefits, click here

What you need to know

• We will review candidates as they apply, so don’t wait to submit your application;
• If you are selected to participate in the recruitment process, please inform Human Resources of any accommodations you may require. BNP Paribas will work with you to ensure that you are able to participate fully in the process;
• You must be legally eligible to work in the Greater Montreal area and, if applicable, hold a valid work or study permit. Physical presence in BNP Paribas’ office(s) is an essential function of this position;
• Given the vast majority of our clients, both internal and external, is based outside of Quebec and Canada, our positions require employees to speak another language than French – being English for most positions; other languages such as Spanish or Portuguese may be also specifically required and such will be clearly mentioned in the requirements of the position;
• All BNP Paribas employees in Canada must be adequately vaccinated against COVID-19 on the date of hire, unless exempt for a reason protected by the Canadian Human Rights Act.

Diversity, Equity and Inclusion (DE&I) at the heart of our commitments

At BNP Paribas all employees are on an equal footing allowing us to create a work environment that values and respects people for their talents, skills and competences.

BNP Paribas recruits, employs, trains, compensates and promotes regardless of race, religion, colour, national origin, sex, disability, age, and other protected status (Employment Equity Act and Canadian Human Right Act).

To learn more about our DE&I commitments, click here

About us

BNP Paribas is the top bank in the European Union and a major international banking establishment. Present in 65 countries, with more than 190,000 employees, the bank holds key positions in several areas of banking and financial services.

BNP Paribas’ mission is to contribute to a responsible and sustainable economy by financing and advising its clients according to the highest ethical standards, while striving to respond to essential concerns in terms of the environment, regional development and social inclusion.

Since 1961, BNP Paribas has supported large Canadian companies and institutions in their business development by offering a full range of specialized financial services and investment products.

With over 1,200 employees, BNP Paribas in Canada continues to attract experts from diverse fields as well as ambitious young talent from around the world. We are proud to offer our employees a rewarding and international workplace where they can build their professional careers by honing their skills, meeting challenges and enriching their knowledge of the financial industry.

Our certifications and partnerships

• Montreal Top Employer 2022
• Women in Governance – Parity certified – Silver certification
• CCDI Consulting Inc. (Canadian Center for Diversity and Inclusion)
• Pride at Work Canada
• Rainbow Accreditation issued by Canada’s LGBT+ Chamber of Commerce (CGLCC)
• ROSEPH – Grouping of specialized organizations for the employment of persons with disabilities
• IndigenousWorks

Do you want to discover other BNP Paribas offers in Canada?

Click here: BNP Paribas in Canada | Our job offers

** Only selected applications that meet the requirements of the role will be contacted **

Primary Location

: CA-QC-Montréal

Job Type

: Standard / Permanent

Job

: CUSTOMER RELATIONSHIP MANAGEMENT

Schedule

: Full-time