Reporting to the Head of Corporate Banking, the Associate is primarily responsible for supporting and assisting in the Portfolio Management function within the Department with core tasks focused on the development of new and existing corporate clients and performing high level financial modeling and analysis. The Analyst will perform a variety of other Portfolio Management activities inclusive of monitoring of multiple client portfolios and performance as well as daily funding, system input and reporting.
· Assist in providing direction and allocating resources within the Portfolio Management function;
· Monitor client and client industry for potential changes which may affect client’s portfolio and business needs
· Conduct due diligence including analysis of business models and comprehensive review of industry trends and related regulations (client visits as required)
· Financial modelling and analysis, scenario analysis and assessment of existing and new financing opportunities
· Conduct comparative analysis of companies in support of credit analysis, new client identification and development
· Provide industry research including macro and micro-economic factors, industry-level modelling and forecasting
· Provide tracking and monitoring of client covenant compliance
· Perform annual review of clients and quarterly review of client portfolio
· Assist with new and existing client on-boarding KYC/AML assessment, and loan documentation review, approval and signature
· Attend to initial and ongoing funding and repayments in coordination with other departments
· Translation of documentation from English to Simplified Chinese and vice versa
Job Specifications
· Undergraduate degree preferably in accounting, business administration, finance, and/or economics
· Master’s degree, preferably in economics, business administration or finance, an asset
· Chartered Financial Analyst (CFA) an asset
· Minimum of 5 years direct experience in Canadian corporate banking, commercial lending, investment banking or financial analysis
· Knowledge of capital markets, corporate banking products and applicable regulations, and of organizational lending and portfolio management policies and objectives
· Strong oral and written communication, reporting, and presentation skills in English, Mandarin and Simplified Chinese
· Familiarity with PC based applications with a solid working knowledge of Microsoft Office Suite (Word, Excel, Powerpoint, Access)
· Positive, professional, and proactive work attitude with strong integrity and work ethics
· Exceptional quantitative analytics, financial modeling, credit analysis, and industry/company research skills
· Effective approach and strong interpersonal skills to build and maintain productive and collaborative working relationships within a demanding team environment and in client interactions
· Detail oriented, exceptionally organized, proficient in time/project management to balance multiple priorities and meet deadlines
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