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At CWB , we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by holding true to the values that guide us. We put people first and build relationships with intention. We seek out and embrace new ideas, knowing that better is always possible. We believe that how we do things is as important as what we do. And we harness the power of inclusion. Our culture is who we are and how we show up – as individuals and as a team – to accomplish our strategy. Everyday flexibility. Flexible work arrangements. Hybrid work environments. It’s a new world, and we are learning to embrace it. Work and life have been connected in new & different ways – for our clients & their businesses too. So, at CWB we’ve been changing the way we work. In fact, we’re still changing. We’re still learning. Canadian Western Bank (CWB) is the only full-service bank in Canada with a strategic focus to meet the unique financial needs of businesses and their owners. Our teams take a relationship-based approach to deliver a uniquely proactive client experience through highly personalized service, specialized expertise, customized solutions, and faster response times. We provide full-service business and personal banking, nation-wide specialized financing in targeted industries, comprehensive wealth management offerings, and trust services. And we do it together – united, as oneCWB. We are firmly committed to the responsible creation of value for all our stakeholders and our approach to sustainability will support our continued success. Our highly engaged teams operate within a client-centric, collaborative and change-ready culture, with a core focus to achieve our vision to become the best full-service bank for business owners in Canada as we continue to transform our capabilities. And we are building momentum . The opportunity Leadership. Credit management. Business growth. Risk strategist. Provides credit structuring, analysis, credit underwriting, risk management and client facing support for a complex and diversified client portfolio with average loan volumes primarily greater than $10MM. This role performs credit underwriting, monitoring and adjudication on a diversified commercial banking book in the Mid-Market commercial banking space. The role holder will have full understanding of the organization’s credit policies and existing credit arrangements, but still developing knowledge of specifics related to unique credit arrangements and concerns The day to day Credit management Deliver exceptional client experiences at every interaction and execute on plans to continuously build the client experience, in line with CWB’s brand promise. Support the district’s strategy and client experience through effective and timely credit underwriting for new and existing borrowing opportunities, with a focus on complex loans >$10MM. Actively develop creative, competitive client solutions, in coordination with relationship managers, leveraging internal partnerships and specialists where appropriate Completes necessary due diligence and works with relationship managers to establish terms of credit, and produce ongoing credit reviews and risk ratings that reflect strong knowledge of CWB policies and procedures Incumbent must use judgement to determine the appropriate course of action required to address the needs of the client/team member and reach an appropriate solution. Business growth & risk strategist Actively identify full-service solutions for clients with the view to support relationship managers to be every client’s primary financial partner. Actively refer to other business partners both within banking centres and across CWB. Be accountable for district financial objectives through effective and timely credit underwriting for highly complex new and existing borrowing opportunities, while balancing risk and reward in line with CWB’s risk appetite. Minimize operational losses and report all potential losses > $5,000 within 5 business days after month end. Expertly manage risk with prudent lending recommendations, including appropriate due diligence. Be accountable for timely and consistent completion of annual reviews and new transactions. Provide efficient and effective operations with strong data integrity including strong collaboration with other CWB teams. Operate in a compliant manner, minimizing regulatory compliance and operational risk, providing approval within delegated credit limits. Assist with management of negative trending accounts with consolidation with AVP, High Risk, as required. Play-to-win leadership Embrace our values. Lead with intention & conviction. Establish & sustain a psychologically safe & positive work environment that supports a fun, engaged, and high-performing diverse workforce. Champion change. Nurture collaboration & a untied CWB approach. Coach with courage & candor. Intentionally feed forward . Strengthen our learning culture with a growth mindset. Invest in people first talent management through acquisition, development, engagement & retention initiatives. Grow from failures. Deliver results. Foundational knowledge and experience to grow with A Bachelor’s Degree in commerce, finance, or accounting disciplines with a minimum of 6 years’ experience within functions of risk management, banking and/or business lending , including significant direct experience with commercial credit underwriting across a variety of industries with directly leadership & coaching experience. Competencies that will take you further Client focused. Deliver exceptional client experiences at every interaction and execute on plans to continuously build the client experience, in line with CWB’s brand promise. Provide full-service solutions for clients with the view to be every client’s primary financial partner. Winning aspiration. The desire and motivation to succeed with the drive and focus to make it happen – fueled by the belief that better is always possible. Financially savvy. You’ve garnered strong credit and commercial lending experience that has allowed you to plan, execute and develop strategies that have resulted in you hitting your, and your team’s, targets, and business goals out of the financial institution park. Compliance and risk strategist. You mill manage a variety of tasks from overseeing credit activities to managing operations to ensuring compliance regimens and risk management strategies are put into place. Operationally sound. You’re all about seeing your team succeed and reach their achievements and successes. You will provide guidance and mentorship in areas like risk assessment, credit underwriting, credit structuring and credit presentation skills – delivering results effectively and efficiently. Trusted partner. As a fully experienced, qualified credit professional, your day will include managing multiple tasks such as leading your team, implementing credit policies, conducting credit reviews, and ensuring that approval procedures are put into place for clients and the client relationship team. A true #tealmate . Live & honor CWB values. Represent the CWB Brand with honor and integrity in a manner consistent with our culture. Respect the code, OneCWB Growing Together and prioritize collaboration. Why work with us? Winners of Canada’s Most Admired Corporate Culture 2021 & Recognized as one of 50 Best Workplaces in Canada by Great Places to Work 2022 & Best Workplaces for Mental Wellness in Canada 2021 Values driven people first benefits At CWB, we know your life, downtime, family, adventure, recovery, and future are an important part of you. They’re important to CWB too. That’s why our benefits take care of your whole life, family included. Wellness matters. We offer an award-winning benefits package that includes hybrid work environments, everyday flexibility, 100% company-funded health coverage, health care spending account, a flexible wellness program & generous time-away options to unplug, rest & recover. Bring your whole self to work. Inclusion is a journey requiring practice & experience to result in a powerful outcome. Your perspective matters & voice will be heard. Find a community within the CWB family in our employee represented groups. Career development. We invest in our employees’ development to help them reach their professional goals with organization wide Coaching services. Strategic career design is an investment in our core asset – our people. Innovation. Learn. Grow. Enhance. At CWB, we play to win. When we fail, we fail forward. Recognition. Peer-to-peer recognition programs for “in the moment” and monumental wins. Community giving . Make a difference. Drive economic prosperity in your community. Get involved. Volunteer. Fundraise. All with CWB support. ESG & sustainability focused. Be proud of where you spend, work & invest. Financial rewards. Base salary & pay for performance incentives. Retirement investment strategy. You can’t work forever! So, we’ve got you covered. Company ownership. No greater sense of motivation & empowerment than being an owner! F ind your “why” at cwbcareers.com . Be proud of where you work. Join CWB. Apply today. #DiscoverCWB #LI-BS1 As an equitable employer, CWB Financial Group is committed to providing a safe and inclusive environment where a diverse workforce thrives. You are welcomed and encouraged to bring your whole self to work. Dignity, respect and equality are non-negotiables. If you require accommodation during any part of the recruitment or selection process, please reach out. Closing Date: * P osition closes at 12:01am on the close date identified below. 04/3/2023
