MUFG Looking for Analyst General Industries – Credit Division for the Americas at Toronto, ON Full Time

Join a financial group that’s as committed to your future as you are. At MUFG, we share a vision for our future, we share our successes, and we strive to bring out the best in each other in everything we do. As the 5th largest bank in the world, our diverse team is connected by a common ambition to create change for the better—from forging more dynamic career paths to driving progress in our communities, to continuously reshaping the standards of global financial services. Positive impact starts here; see the change you can make as we strive to become the world’s most trusted financial group. Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with over 2,700 locations in more than 50 markets. The Group has over 180,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. MUFG aims to “be the world’s most trusted financial group” through close collaboration among our operating companies and flexibly responding to all of the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges. For more information, visit https://www.mufg.jp/english

Analyst General Industries – Credit Division for the Americas

Summary:
Support Credit Administration for the Wholesale Bank (CDA). Handle/support credit coverage for clients across the General Industries (Tech, Media, Telecom and/or Retail segments), Financial Institutions, O&G, and Metals and Mining under supervision of the Senior Credit Officers, in Canada (70%) and the US (30%.).

Accountabilities:

• General Account Maintenance:
• Support the credit management of a segment of a corporate loan portfolio.
• Perform due diligence and regularly scheduled evaluation of a corporate loan portfolio.
• Support preparation of detailed credit analyses and required credit application according to policy including evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital structure.
• Modeling skill required for both credit application process and Quarterly Credit Watch presentations under the Senior Credit Officers supervision.
• Support coordination and communication of account information across various constituencies throughout the organization.
• Responsible for knowledge of country/risk factors on a macro level.
• Responsible for knowledge of particular industries and all current events in assigned portfolio utilizing internal and external sources.
• Oversight of covenants compliance database and facility closing due diligence, including documentation.
• Attend customer and bank meetings when appropriate.
• Special projects as assigned.

Advanced Credit/Underwriting Solutions:

• Support Senior Credit Officers in prescreening proposed transactions to identify critical structural issues and risks, balancing institutional policy with business objectives.
• Support senior Credit Officers in reviewing structured credit transactions (including Financial Solution opportunities, securitizations, supply chain finance and leasing transactions.
• Understand and maintain base industry knowledge of industries represented in portfolio, including technical aspects, regulatory issues and unique credit product activity.

Policy and Deal Advocacy:

• Assist Senior Credit Officers to and influence policy development by participating in committees, project teams, or transaction discussions.
• Supporting the Senior Credit Officer, communicate with Relationship Managers and Portfolio Managers to resolve issues to ensure transaction requests are acceptable within the risk appetite of the firm.
• Support evaluating and establishing or confirming appropriate ratings for transactions and advise on appropriate exposure level in the context of guidelines for transaction and group level exposure.
• Ensure compliance with policy and regulatory requirements.
• Ensure compliance with internal policy and procedural requirements by understanding and adhering to USWB Operating Procedures, General Credit Policies for the Americas (GCP), Procedures for Credit Ratings and Credit Rules for BTMU Overseas Offices., under the Senior Credit Officers guidance.

Experience:

• Minimum of 1 year of work experience within a financial institution (analyzing corporate client’s risk and credit profiles), accounting firm or rating agency required.
• Previous experience analyzing corporate credit and financing transactions is required.
• Experience with leveraged finance transactions is a plus.
• Verbal and written communication skills appropriate for a professional environment.
• Ability to work independently and under pressure.
• Strong financial modeling and analytical skills a must.
• Good computer skills in Microsoft Word, PowerPoint and Excel.

Education:
Bachelor’s degree or equivalent work experience required, work towards a CFA is an asset.

Completion of formal credit-training program at a money center bank is preferred.

Notice: The above information on this job description has been described to indicate the general nature and level of work performed by incumbents. Other duties and responsibilities not specifically described may be assigned from time to time, consistent with knowledge, skills and abilities of the incumbent. Company Chartered in 1981 and assuming its current identity as MUFG Canada Branch, our Canadian Branch is the premier Asia-based global bank in its market. We serve local and Japanese clients from the Atlantic to the Pacific with financial expertise across a number of key industries such as oil and gas, pipelines, power generation, automotive, transportation, and telecom. The receipt of this application by MUFG Bank, Ltd., Canada Branch (“MUFG Canada Branch”), does not imply or guarantee employment. MUFG Canada Branch is an equal opportunity employer. We do not discriminate in hiring or in any other aspect of employment on the basis of the grounds enumerated in the Canadian human rights act. In addition, MUFG Canada Branch complies with applicable laws prohibiting discrimination in employment in every jurisdiction in which it maintains facilities. MUFG Canada Branch provides accommodation to individuals in accordance with the requirements outlined in the Canadian human rights act and the Canada Labour Code.©2020 Mitsubishi UFJ Financial Group, Inc. All rights reserved. The MUFG logo and name is a service mark of Mitsubishi UFJ Financial Group, Inc., and is used by MUFG Bank, Ltd., Canada Branch, with permission.

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