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Do you value integrity and innovation? How about passion and caring? Great! Us too, and that’s why you’ll fit right in. Our intentional culture promotes trust and participation, encouraging you to bring your heart and mind to work every day.
In Scope
Multiple Positions
Temporary: 12 Months
Location – This position may be located at any of the Saskatchewan Branch locations or work remotely. This is at the discretion of the manager. All candidates will be expected to meet the working from home requirements and sign a remote work agreement if successful in this competition and working remotely
Reporting Relationship – Successful incumbents could report to any one of the Saskatchewan Property Claims Managers
GENERAL ACCOUNTABILITY
The Adjuster II (Property) is responsible for adjusting moderately complex claims. The Adjuster II (Property) collects, reviews, and analyzes claims related information and interprets applicable acts, regulations, and policy coverages to negotiate settlement of various types of claims. The Adjuster II (Property) conducts or directs site visits to determine the scope of the damage or loss. This position participates in a standby rotation during busy Claims seasons in assigned areas.
KEY ACCOUNTABILITIES
Note: This section is not intended to be an exhaustive list of duties and responsibilities – other duties and responsibilities may be assigned.
Claims Administration and Adjusting
Interviews customers, taking initial reports of claims, and collecting all pertinent loss information.
Submits assignments to vendors to complete repairs and/or inspections.
Conducts or directs site visits to determine the scope of the damage or loss, which, depending on the nature of the claim, may require the use of a ladder.
Sets up claim files, determines cause of loss, establishes, and adjusts reserves, and completes all necessary claims reporting forms and documents.
Determines coverage and/or validity of claims through policy wordings and/or other related acts and their regulations.
Explains coverages, benefits, breaches of condition and/or exclusions to customers and/or their representatives, brokers, or other parties as required.
Contacts and/or interviews other personnel, brokers, customers, witnesses, third parties, outside adjusters, contractors, retail or repair firms, police and fire departments, legal representatives, medical professionals, or other external persons as required.
Obtains statements under oath, proofs of loss, medical reports, non-waiver agreements, final releases, salvage releases, and other documents related to the settlement and disposition of claims.
Prepares estimates and valuations of the damage or loss.
Responds to questions and/or correspondence regarding the status and disposition of claim files.
Determines actual cash value and/or replacement cost of customers’ articles. Maintains claims records and files in a current and orderly fashion in accordance with departmental, divisional, and/or corporate procedures and standards.
Refers claims of a suspicious or contentious nature or of a large dollar magnitude to the proper level of authority for assistance.
Assesses degree of negligence and/or the extent of quantum in claims of liability or bodily injury.
Determines possibility of subrogation and takes appropriate action.
Negotiates settlements with customers and/or representatives.
Recommends approval, prepares claim files for legal action, further investigation and review by other personnel, and/or denial.
Reconciles invoices against estimates of damage or loss and processes accounts and expenses for payment.
Represents the interests of the corporation in Small Claims Court and/or other judicial, legal, institutional, or regulatory groups or bodies.
Attends to road assignments and adjusts claims arising at some distance from established headquarters (in positions where required).
Hires, oversees, ensures quality of work, and evaluates the performance of vendors and contractors.
Participates in the review and development of new products, procedures, and programs.
Evaluates and processes requests for payments from vendors.
Engages appropriate expertise when needed to assess risk and coverage application as per company guidelines.
Determines recovery opportunities for salvage and subrogation.
Customer Experience and Relationship Management
Maintains relationships and communication with broker partners and vendors to promote trust and confidence in claims processes and procedures.
Explores and presents new information from industry sources, implementing new ideas to streamline and improve internal processes.
Delivers an easy, convenient, seamless experience for customers, from the moment they report their claim to getting their settlement.
Identifies opportunities to improve the claims experience for customers and seeks to find solutions while adhering to company guidelines.
High Performance Team & Culture
Supports a culture of leadership and accountability to effectively meet the key accountabilities within the scope of the role.
Displays leadership by committing to a culture of continuous learning/development of self and supports others by actively sharing knowledge, providing guidance, mentoring, training, and supporting developmental opportunities.
Demonstrates that the Health, Safety and Emergency Management Policy is applied in area of responsibility for self and others.
Actively applies knowledge to support transformation and strategic initiatives of the corporation, while participating and advocating change and applying a growth mindset.
TECHNICAL KNOWLEDGE & SKILLS
Advanced knowledge of the insurance coverages and benefits provided by the policy wordings and related legislation applicable to national property claims.
Advanced knowledge of insurance theory and the principles, practices, methods, and techniques related to the adjustment and settlement of claims, and determination of negligence applicable to national property claims.
Advanced level skill in determining values, depreciation, repair, or replacement costs (including the use of estimating systems) and/or the amount of compensation payable in claims of liability applicable to national property claims.
Proficient level knowledge of the organization’s customer service initiatives and demonstrated skill in putting the customer at the centre of business decisions.
EDUCATION & CERTIFICATIONS
Two-year diploma from an accredited post-secondary education institution in a relevant field of study, such as Business, or defined equivalency.
Possession of a valid driver’s license, in positions where required.
As per the above requirements, please ensure your education and/or course credentials (excluding driver’s licence) are updated in your Workday profile before you submit your application. If you make any changes to your education, please inform the Recruiter before the job posting closes. Failure to do so may result in your application not being considered.
EXPERIENCE
3 – 5 years’ experience comprised of two years property adjusting and three years in an insurance related role.
BEHAVIOURAL COMPETENCIES
Leader Level 2 – Applies (Self & Others)
Accountability – Goes Beyond Basic Expectations to Implement Customer/Partner Focused Solutions
Business Acumen – Applies Business Fundamentals and Thinks in Future-Oriented Terms
Change Agility – Is Nimble; Shifts Gears Quickly and Comfortably
Leadership – Leads Self and Others
This job has been provisionally slotted at this compensation grade and is subject to change upon final job evaluation review by the In-Scope Job Evaluation Committee
Pay Range:$62,916.00 – $78,648.00
Posting Close Date:
April 11, 2022
As you prepare to submit your application, and cover letter if applicable, please highlight the achievements that demonstrate why you’re a great candidate for this role.
